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8-Hour Michigan SAFE Comprehensive: Mortgage Forbearance
Hours: 8
Category: CE Comprehensive
Let’s make your CE as easy, engaging, and painless as possible! This 8 hour NMLS-approved course (ID #13259) meets the full education requirement to renew your Michigan MLO license.
This online, self-study course uses a mix of text and video to cover the required 7 hours of federal law, ethics, and non-traditional lending, as well as 1 hour on the latest regarding COVID-19 mortgage forbearance. Study anywhere, anytime!.
Table of Contents
Module 1: Federal Mortgage Laws (3 Hours)
Unit 1: The Equal Credit Opportunity Act
Unit 2: The Fair Credit Reporting Act
Unit 3: The Truth in Lending Act
Unit 4: The Real Estate Settlement Procedures Act
Unit 5: The Home Mortgage Disclosure Act
Unit 6: Electronic Records and Signatures
Unit 7: The Department of Veteran Affairs
Module 2: Ethics in the Mortgage Industry (2 Hours)
Unit 8: Predatory Lending
Unit 9: Identity Theft and Financial Privacy
Unit 10: Industry-Specific Fraud
Unit 11: Ethical Advertising
Unit 12: Telemarketing Regulations
Module 3: Alternative Mortgage Loan Options (2 Hours)
Unit 13: Conventional Loans
Unit 14: FHA-Insured Loans
Unit 15: VA-Backed Loans
Unit 16: Risk Management
Unit 17: ARMs and Reverse Mortgages
Unit 18: Other Nontraditional Options
Module 4: COVID-19 Mortgage Forbearance (1 Hour)
Unit 19: What is Mortgage Forbearance?
Unit 20: When Forbearance Ends
Unit 21: The Government’s Role
Approval Information
In accordance with state regulations, Empire Learning is a CE Marketplace-approved education provider, and all courses are individually approved.