9 Hour WA SAFE Comprehensive Package (2022)

Let’s make your CE as easy, engaging, and painless as possible! This 9-hour NMLS-approved package meets the full education requirement to renew your Washington MLO license.

Our online, self-study courses use a mix of text and video to cover the required 7 hours of federal law, ethics, and non-traditional lending, as well as 1 hour on Washington licensing law and 1 hour on the latest regarding COVID-19 mortgage forbearance. Study anywhere, anytime using any computer, tablet, or mobile device.

8-Hour SAFE Comprehensive: Mortgage Forbearance - 8hr:

Module 1: Federal Mortgage Laws (3 Hours)

• Unit 1: The Equal Credit Opportunity Act
• Unit 2: The Fair Credit Reporting Act
• Unit 3: The Truth in Lending Act
• Unit 4: The Real Estate Settlement Procedures Act
• Unit 5: The Home Mortgage Disclosure Act
• Unit 6: Electronic Records and Signatures
• Unit 7: The Department of Veteran Affairs

Module 2: Ethics in the Mortgage Industry (2 Hours)

• Unit 8: Predatory Lending
• Unit 9: Identity Theft and Financial Privacy
• Unit 10: Industry-Specific Fraud
• Unit 11: Ethical Advertising
• Unit 12: Telemarketing Regulations

Module 3: Alternative Mortgage Loan Options (2 Hours)

• Unit 13: Conventional Loans
• Unit 14: FHA-Insured Loans
• Unit 15: VA-Backed Loans
• Unit 16: Risk Management
• Unit 17: ARMs and Reverse Mortgages
• Unit 18: Other Nontraditional Options

Module 4: COVID-19 Mortgage Forbearance (1 Hour)

• Unit 19: What is Mortgage Forbearance?
• Unit 20: When Forbearance Ends
• Unit 21: The Government’s Role

1 Hour WA SAFE: Washington Essentials - 1hr: